Factors like cash advance limits, fees, ease-of-use, and additional features influenced the companies that we included. To create our list of the best apps like SoLo Funds, we reviewed over a dozen different cash advance apps and FinTech companies that offer cash advances.

Voluntary tipping could make it costly, and it defaults to a weekly donation.

Read more: The best online banks like Chime Hundy SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. Your limit may change at any time, at Chime's discretion. You will receive notice of any changes to your limit. Your limit will be displayed to you within the Chime mobile app. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Members FDIC.ĥ Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. Banking services and debit card provided by The Bancorp Bank or Stride Bank, N.A.

SpotMe protection only available on debit purchases and cash withdrawalsĬhime Disclosures – *Chime is a financial technology company, not a bank.

$200 minimum monthly direct deposit requirement.

Must receive $200 or more in qualifying direct deposits over the preceding 34 days to be eligible.These loans are conveniently available at low- to no-interest rates. Plus, they keep you from running to payday lenders (who are expensive and inadvisable). Our selection of SoLo Funds alternatives includes other loan providers and cash advance apps that award funds quickly. The best SoLo Funds alternatives right now Take a look at our roundup of the best apps like SoLo Funds. Some of them offer overdraft protection, banking services, and other benefits as well. If you want an alternative to payday lenders and credit card debt but are wary of SoLo Funds, try one of the many other money-loaning apps. SoLo Funds matches borrowers with individual lenders to fulfill their loan requests. Borrowers can get requests funded in under 20 minutes with Solo Funds, but there have been some negative customer reviews and issues with its tipping process. SoLo Funds has been a popular option for small peer-to-peer loans - although it has had some issues, including some recent legal woes.

What do you do when you need cash fast, but going to a bank or family member isn’t always an option? Multiple costly emergencies at once or a break in employment could lead to this predicament. Please be aware that some (or all) products and services linked in this article are from our sponsors. We adhere to strict standards of editorial integrity to help you make decisions with confidence.

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